ACH Processing Policy

All automatic payments and debit authorizations are posted to your account every morning before the credit union opens. If you need to cover any automatic authorizations or debit purchases, funds must be in your account before 7:30am. Deposits can be made before the credit union opens through the lock box located outside the credit union door. These deposits will be credited to your account before we process ACH's and Debit items. If you do not have sufficient funds deposited by 7:30am, these items will not be covered and will be returned as Non-Sufficient Funds transactions.